Build healthier
financial habits.

Ratio Money lets you see your finances in a whole new light. It analyses your spending patterns to give you personalised insights and tips. Whether you want to pay off debt, save for a vacation, or just live more comfortably, Ratio Money helps you make the best financial decisions for your lifestyle.

Ratio Money transaction insights displayed on an iPhone

Designed to help you
become financially responsible.

Take full control of your money with easy and secure expense tracking and specific insights to help you build great financial habits that improve your overall financial health.

Track expenses & income

Add rich information to your transactions with notes, transaction type and payment type.

Search your spending

Find past purchases and bill payments no matter how long it has been.

Categorise everything

Comprehensive categories organise transactions so you know exactly where your money is going.

Detailed insights

View spending patterns over any period and make better financial decisions.

Syncing

Sync data across multiple devices. Your data is securely backed up in the cloud.

Local currencies

Save and view transactions in your local currency format.

Privacy & security

Secure your app with biometrics. Your data is protected with encryption on the remote server.

Accessibility

Easy on the eyes with bold text and dark mode support.

Frequently asked questions

Have a different question? Reach out to our support team bycontacting supportand we’ll get back to you as soon as we can.

What is Ratio Money?

Ratio Money provides an easy and secure way to track the most important aspects of your finances and tools to unlock the most valuable insights, so that you can make healthy financial decisions.

Who can use it?

Ratio Money is available to anyone, anywhere in the world.

Where can I get it?

Ratio Money is currently available on the App Store. Android support is planned for a future release.

How safe is my data?

Your financial data is private to you, stored securely on your device and backed up with encryption in the cloud so that you can recover it on another device.